Here’s how you can save money when you buy an engagement ring

Making the decision to ask someone to marry you is the big one. After that, once you know it’s right, it makes sense to get the best ring you can to pop the question, and that could include value for money. Value doesn’t mean cheap, and with a bit of research, you could save yourself some outlay that could go towards the wedding itself.

A diamond engagement ring is the traditional option, though there is so much variation. Look into the ‘4 Cs’ and get the ring you want.
Cut

How the stone is cut will have a huge effect on how it sparkles, so choosing a clever cut could save some pounds. Advice is to choose the best cut you can afford, with industry ranking from excellent to poor. Some retailers also add in their own ‘signature’ cut, although those can be harder to evaluate to an untrained eye and might have a brand name premium.

engagementColour

You might think diamonds are all the same ‘colourless’ colour, but in fact, they range from a D (true ‘colourless,’ rare, and consequently costly) through to Z. Most people wouldn’t be able to tell the difference between a D and an H, so if cash is tight, look for a G-H.

Clarity

All diamonds come with a rating from FL – meaning flawless – through to ‘inclusions’ which are visible. Opting for a diamond graded SI1 or SI2 will ensure you have a beautiful stone whose ‘flaws’ are not visible without a magnifying glass and then likely only to experts.

Carat

Many people will buy stones at full numbers, e.g. 1 carat, though buying just under a whole or common fraction will see a cost saving with little impact on visible quality. This is known as ‘buying shy.’

For more suggestions for how to choose the perfect diamond engagement ring, see the tips from Marie Claire. Once you have your budget set, and you’re armed with the top tips, start your research with specialist jewellers like Compare The Diamond https://www.comparethediamond.com/diamond-engagement-rings. Online retailers are often able to offer a bigger discount.

The key is not to feel pressure. It is an important decision because it’s meant to be forever, so take your time and think rather than rush and get it wrong.